Berlin Direkt Versicherung, Ihr Experte für Reiseversicherung und Haftpflichtversicherung! BD24 Berlin Direktversicherung A trademark of HanseMerkur Allgemeine Versicherung AG Potsdamer Platz 10 D 10785 - Berlin Tel. 79692484 / Fotolia.com; © Photocreo Bednarek 119889751 / Fotolia.com; © Freesurf 118051170 / Fotolia.com; © blvdone 60850660 / Fotolia.com; © mma23 62595359 / Fotolia.com; © Ingo Bartussek 64398405 / Fotolia.com; © mariakraynova 60796737 / Fotolia.com; © kite_rin 112751997 / Fotolia.com; © MM 8871640 / Fotolia.com; © Fxquadro 122483267 / Fotolia.com; © pressmaster 109851920 / Fotolia.com; © drubig-photo 112973360 / Fotolia.com; © lenetsnikolai 124310623 / Fotolia.com; © leningrad1975 124039969 / Fotolia.com; © ayakochun 123013107 / Fotolia.com; © Patryk Kosmider 65222381 / Fotolia.com; © Africa Studio 75562885 / Fotolia.com; © BillionPhotos.com 92463774 / Fotolia.com; © Ingo Bartussek 51321807 / Fotolia.com; © blackday 123227510 / Fotolia.com; © Aleksey 90183809 / Fotolia.com; © jules 79961419 / Fotolia.com; © pershing 95469254 / Fotolia.com; © lkoimages 97934871 / Fotolia.com; © utkamandarinka 97662119 / Fotolia.com; © Nejron Photo 125395600 / Fotolia.com; © YakobchukOlena 125523225 / Fotolia.com; © anyaberkut 94618389 / Fotolia.com; © 125849756 YakobchukOlena / Fotolia.com; © vectorfusionart 123941104 / Fotolia.com; © sborisov 124568031 / Fotolia.com; © megaflopp 125332602 / Fotolia.com; © Syda Productions 124344379 / Fotolia.com; © nd3000 124320398 / Fotolia.com; © nd3000 124320510 / Fotolia.com; © aytuncoylum 126859373 / Fotolia.com; © vulcanus 125338826 / Fotolia.com; © contrastwerkstatt 59438901 / Fotolia.com; © Artur Marciniec 122426955 / Fotolia.com; © Patrizia Tilly 67686909 / Fotolia.com; © mmphoto 118769085 / Fotolia.com; © robilum 124535179 / Fotolia.com; © dbunn 113971056 / 2 0 obj stream Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)Weitere Informationen finden Sie im Internet: www.pkv-ombudsmann.de.Weitere Informationen finden Sie im Internet: www.versicherungsombudsmann.de. <>>>
Für den Inhalt der verlinkten Seiten sind ausschließlich deren Betreiber verantwortlich.© X BEGUET 48873806 / Fotolia.com, © ingaj 58002109 / Fotolia.com, © flashpics 63022173 / Fotolia.com, © yanlev 62930153 / Fotolia.com, © Syda Productions 73453845 / Fotolia.com, © Monkey Business 45920721 / Fotolia.com, © BlueOrange Studio 52898939 / Fotolia.com, © haveseen 65540300 / Fotolia.com, © sborisov 44462468 / Fotolia.com, © travelwitness 56528525 / Fotolia.com, © jackfrog 58870056 / Fotolia.com, © Gina Sanders 29177534 / Fotolia.com, © Brian Jackson 66004102 / Fotolia.com, © Robert Kneschke 69129130 / Fotolia.com, © samantoniophoto 63160496 / Fotolia.com, © Syda Productions 66926354 / Fotolia.com, © Lau-Design 68686232 / Fotolia.com, © Stephanie Riesner – Weltzeituhr, © Patryk Kosmider 90170554 / Fotolia.com, © anyaberkut 59064445 / Fotolia.com, © Romolo Tavani 58113792 / Fotolia.com, © morrowlight 89793002 / Fotolia.com, © drubig-photo 41401742 / Fotolia.com, © Arsel 68726381 / Fotolia.com, © Syda Productions 61126627 / Fotolia.com, © 1dbrf10 87662346 / Fotolia.com, © Kurhan 79055781 / Fotolia.com, © eyetronic 88802283 / Fotolia.com, © goodluz 86701540 / Fotolia.com, © Barbara-Maria Damrau 53613578 / Fotolia.com, © BlueOrange Studio 86282555 / Fotolia.com, © Sunny studio 82201800 / Fotolia.com, © michaeljung 89878116 / Fotolia.com, © Jenny Sturm 88701406 / Fotolia.com, © Syda Productions 91061949 / Fotolia.com, © Syda Productions 91826140 / Fotolia.com, © Horváth Botond 92205071 / Fotolia.com, © Monkey Business 91502354 / Fotolia.com, © master1305 90368418 / Fotolia.com, © PRILL Mediendesign 92385391 / Fotolia.com, © eyetronic 79241353 / Fotolia.com, © ueuaphoto 62465948 / Fotolia.com, © Syda Productions 90141973 / Fotolia.com, © MNStudio 92391584 / Fotolia.com, © jackfrog 91594559 / Fotolia.com, © Syda Productions 91061993 / Fotolia.com, © Cmon 55330485 / Fotolia.com, © mauricio graiki 90957260 / Fotolia.com, © andreykr 59776174 / Fotolia.com, © ellisia 73232980 / Fotolia.com, © irisphoto1 79333153 / Fotolia.com, © Valua Vitaly 71757942 / Fotolia.com, © Picture-Factory 80128685 / Fotolia.com, © Romolo Tavani 81502688 / Fotolia.com, © Syda Productions 90830984 / Fotolia.com, © Alexander Raths 84281036 / Fotolia.com; © Kzenon 81751221 / Fotolia.com, © Anna Omelchenko 63943905 / Fotolia.com, © Graphies.thèque 73685264 / Fotolia.com, © contrastwerkstatt 79724947 / Fotolia.com, © eyetronic 65347996 / Fotolia.com, © imtmphoto 83449043 / Fotolia.com, © imtmphoto 63103466 / Fotolia.com, © sdecoret 82756418 / Fotolia.com, © Syda Productions 94054250 / Fotolia.com, © lenets_tan 94261811 / Fotolia.com; © OlegD 47759874 / Fotolia.com; © falcon664 57830794 / Fotolia.com; © pressmaster 70942838 / Fotolia.com; © WavebreakMediaMicro 58738795 / Fotolia.com; © Rob Byron 57973710 / Fotolia.com; © samc 6084419 / Fotolia.com; © giacomofoti 57074800 / Fotolia.com; © BillionPhotos.com 87991819 / Fotolia.com; © auimeesri 69881850 / Fotolia.com; © ARochau 91713911 / Fotolia.com; © grafikplusfoto 57301491 / Fotolia.com; © xenion 2001415 / Fotolia.com; © eyetronic 75383382 / Fotolia.com; © Aliaksei Smalenski 85287061 / Fotolia.com; © ian woolcock 53353020 / Fotolia.com; © Celso Diniz 9661697 / Fotolia.com; © Rafael Ben-Ari 66594241 / Fotolia.com; © michaeljung 89878530 / Fotolia.com; © tanazura 88882276 / Fotolia.com; © Tyler Olson 60746343 / Fotolia.com; © MO:SES 71080319 / Fotolia.com; © bmf-foto.de 96425796 / Fotolia.com; © drubig-photo 35432539 / Fotolia.com; © Syda Productions 90141895 / Fotolia.com; © macau 57801712 / Fotolia.com; © gstockstudio 90056081 / Fotolia.com; © soft_light 88543220 / Fotolia.com; © smallredgirl 90489470 / Fotolia.com; © Tyler Olson 4578244 / Fotolia.com; © CandyBox Images 58349198 / Fotolia.com; © hafakot 53388901 / Fotolia.com; © animaflora 98520949 / Fotolia.com; © kasto 94919975 / Fotolia.com; © AnnaElizabeth 80374188 / Fotolia.com; © Viacheslav Iakobchuk 78508074 / Fotolia.com; © LuckyImages 91330041 / Fotolia.com; © olezzo 82534471 / Fotolia.com; © andrea lehmkuhl 39281877 / Fotolia.com; © M.Rosenwirth 83358985 / Fotolia.com; © karelnoppe 83604899 / Fotolia.com; © dessauer 80861494 / Fotolia.com; © Monkey Business 99268554 / Fotolia.com; © JFL Photography 93253162 / Fotolia.com; © Robert Wilson 75114135 / Fotolia.com; © puhhha 85573721 / Fotolia.com; © Rawpixel.com 81647703 / Fotolia.com; © aytuncoylum 89708970 / Fotolia.com; © Oksana Kuzmina 75731623 / Fotolia.com; © Artur Marciniec 45425470 / Fotolia.com; © SNEHIT 62296061 / Fotolia.com; © goodluz 72716182 / Fotolia.com / Fotolia.com; © contrastwerkstatt 51759738 / Fotolia.com; © jutaphoto 90336342 / Fotolia.com; © Yuriy Shevtsov 69928114 / Fotolia.com; © Vasily Merkushev 90218161 / Fotolia.com; © Jonas Glaubitz 61780871 / Fotolia.com; © Silvano Rebai 61346294 / Fotolia.com; © lazyllama 98911540 / Fotolia.com; © mangostock 59297359 / Fotolia.com; © tashatuvango 95287768 / Fotolia.com; © vege 73432828 / Fotolia.com; © Jürgen Fälchle 66860103 / Fotolia.com; © Maridav 70452756 / Fotolia.com; © Syda Productions 56752988 / Fotolia.com; © goodluz 53876636 / Fotolia.com; © vladstar 101918275 / Fotolia.com; © Hetizia 77208664 / Fotolia.com; © rh2010 80030637 / Fotolia.com; © magdal3na 91134106 / Fotolia.com; © saiko3p 57365965 / Fotolia.com; © bluebay2014 98142321 / Fotolia.com; © kagemusha 59133679 / Fotolia.com; © Yakov Stavchansky 2356648 / Fotolia.com; © fritzmax 55374199 / Fotolia.com; © michaeljung 74446772 / Fotolia.com; © stokkete 94334171 / Fotolia.com; © stokkete 66334456 / Fotolia.com; © marioav 89031125 / Fotolia.com; © Irina Schmidt 96426235 / Fotolia.com; © Halfpoint 94944001 / Fotolia.com; © milkovasa 101075392 / Fotolia.com; © BillionPhotos.com 103123312 / Fotolia.com; © nuzza11 101628669 / Fotolia.com; © Kostia 77306810 / Fotolia.com; © travnikovstudio 83050550 / Fotolia.com; © Pixelot 34743308 / Fotolia.com; © Thissatan 85828139 / Fotolia.com; © HandmadePictures 103166538 / Fotolia.com; © Photographee.eu 82836620 / Fotolia.com; © DDRockstar 70911559 / Fotolia.com; © Spectral-Design 83502136 / Fotolia.com; © pathdoc 90617533 / Fotolia.com; © Alliance 103513888 / Fotolia.com; © serkat Photography 85456472 / Fotolia.com; © Cybrain 87704623 / Fotolia.com; © Kaspars Grinvalds 103834620 / Fotolia.com; © contrastwerkstatt 48826534 / Fotolia.com; © peshkova 53762963 / Fotolia.com; © George Dolgikh 78303726 / Fotolia.com; © rh2010 77427943 / Fotolia.com; © sabine hürdler 50507563 / Fotolia.com; © Mara Zemgaliete 82823965 / Fotolia.com; © BillionPhotos.com 103134044 / Fotolia.com; © daskleineatelier 70910225 / Fotolia.com; © nenetus 73174319 / Fotolia.com; © 135pixels 86861975 / Fotolia.com; © Marzky Ragsac Jr. 18365957 / Fotolia.com; © Ekaterina Pokrovsky 106735226 / Fotolia.com; © AGcuesta 92905274 / Fotolia.com; © conejota 84160033 / Fotolia.com; © Production Perig 94706237 / Fotolia.com; © turgaygundogdu 85632707 / Fotolia.com; © theartofphoto 85264271 / Fotolia.com; © WavebreakmediaMicro 48483357 / Fotolia.com; © Syda Productions 99506245 / Fotolia.com; © diegocardini 77638634 / Fotolia.com; © gustavofrazao 102931284 / Fotolia.com; © seaphotoart 87302892 / Fotolia.com; © olezzo 83107682 / Fotolia.com; © Gajus 89636007 / Fotolia.com; © fotogestoeber 82269710 / Fotolia.com; © Gajus 80476191 / Fotolia.com; © Rawpixel.com 77973776 / Fotolia.com; © Brian Jackson 56104202 / Fotolia.com; © Ekaterina Pokrovsky 107735720 / Fotolia.com; © nadezhda1906 91413707 / Fotolia.com, © nadezhda1906 84083096 / Fotolia.com, © Peter Adam 69304108 / Fotolia.com; © goodluz 65184181 / Fotolia.com; © Ekaterina Pokrovsky 107895274 / Fotolia.com; © alexandro900 84957971 / Fotolia.com; © alsem 102971056 / Fotolia.com; © JackF 106322598 / Fotolia.com; © Alexander Raths 79790308 / Fotolia.com; © skyfotostock 87661370 / Fotolia.com; © aiisha 86053142 / Fotolia.com; © rbkelle 88689109 / Fotolia.com; © goodluz 52428922 / Fotolia.com; © Gina Sanders 66337123 / Fotolia.com; © Andrei Korzhyts 89278211 / Fotolia.com; © tuk69tuk 84017218 / Fotolia.com; © Syda Productions 92143979 / Fotolia.com; © kasto 105178945 / Fotolia.com; © Andres Rodriguez 39583200 / Fotolia.com; © vsurkov 11658906 / Fotolia.com; © Pocko 44360593 / Fotolia.com; © oneinchpunch 100274004 / Fotolia.com; © frank peters 93140737 / Fotolia.com; © soniaC 23598022 / Fotolia.com; © Monkey Business 108958043 / Fotolia.com; © famveldman 85348102 / Fotolia.com; © Sunny studio 82227613 / Fotolia.com; © lassedesignen 108556585 / Fotolia.com; © VadimGuzhva 91061642 / Fotolia.com; © yanlev 49791427 / Fotolia.com; © WavebreakmediaMicro 109001470 / Fotolia.com; © Jodie Johnson 95622448 / Fotolia.com; © robynmac 98530773 / Fotolia.com; © rh2010 106823427 / Fotolia.com; © gstockstudio 85093047 / Fotolia.com; © sitriel 106904947 / Fotolia.com; © kantver 108406975 / Fotolia.com; © janoka82 110076816 / Fotolia.com; © xbrchx 96798012 / Fotolia.com; © georgerudy 87679007 / Fotolia.com; © calinn 112184277 / Fotolia.com; © slava296 54986427 / Fotolia.com; © Maridav 110103183 / Fotolia.com; © koszivu 109685433 / Fotolia.com; © liveostockimages 68945354 / Fotolia.com; © javier brosch 84985399 / Fotolia.com; © Zerbor 110571044 / Fotolia.com; © Alexi TAUZIN 99693140 / Fotolia.com; © Production Perig 47772507 / Fotolia.com; © psdesign1 112148778 / Fotolia.com; © Alexi TAUZIN 99658208 / Fotolia.com; © Anibal Trejo 94044430 / Fotolia.com; © dima_sidelnikov 94396380 / Fotolia.com; © ExQuisine 113614962 / Fotolia.com; © gpointstudio 76887366 / Fotolia.com; © 1dbrf10 101196764 / Fotolia.com; © Melinda Nagy 113623782 / Fotolia.com; © P.CH.
Für die anderen Versicherungszweige erfolgt die Teilnahme aufgrund einer freiwilligen Mitgliedschaft beim Versicherungsombudsmann e.V.. <>
3 0 obj Kontakt: Gerne stehe wir Ihnen bei der Beantwortung Ihrer Fragen zur Verfügung. In addition to selling classic travel insurance products, BD24 brings innovative products and services to the German market and is also licensed to operate in the EEA e.g.
Weitere Informationen finden Sie im Internet: www.versicherungsombudsmann.de. �����6���i�Ӓb^'�:d��zl�a|]#}�9#�`��n��� t�d���y�.ȶ?���`��M�zg���e�����Df���A��a(�Bds�NcZ~��� * �֢4����U��*Q�k���bۡT��V������C9մ��_��%�q4+A��N̗��}�b�9Oo��n����`�L2�i�4�Ǝ����A(˾�-ƛg���_|�r�z|��n�7��0e�o̎6�.����o�h���fa�����͏L����7f�I[̇���f2��F��� ��۫��!6/o6���� �1��㱳x�#@UCoQ��o6�t����(���|���=�V6�ڨihZ�Q�!�K�,�/�M92)�P3��@�̌�Ubf�6�p��G6ъF�)�D��tt�?p�ғJ�=ס���~k ][�{�8?���v�����mzO���b���r�X1�� 8�����b���Ǐ�ɵ�փ{g9|f_]-�K�:�O�q�Q������,V��Ͼ;���]\�Ǐ[�lUc�� d�v������-)lK�Dޏ[ X��˭���ʝ������O܇����_��8�%ѡ�D#��W:�
x��=�r����?��'��9`��l�X%J�픝hmm�`�:�(m�KtH*��g��âq��40Óu�\�L�� }dz��>�;��m~��g����v�/�7?={ss��goo/��>��p}v�����ds�����͗_������/~:�l��y��/����`�_����ꧣӗ�cu$�B��������t{,����G���]{�q+ڣ��54�F��N���kto�����|���W����|�\�O���P����>�,�/��Q=Ei����۾����>���s���~e8�7v�?��nL���`�¾i��W[=���+�L�e#3��_r.F݈�~ig�! endobj
<> %����
: 0800 3696000 Fax: 0800 3699000 E-Mail: Beschwerde@versicherungsombudsmann.de. 10006 Berlin Tel.
1 0 obj
endobj